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Responsible Handling of Your Data

To plan your retirement, you'll need to enter a few personal details. We follow a principle of data minimization – only asking for what's truly necessary. Your information stays private, under your control, and can be deleted by you at any time – no emails or forms required.

  • Minimal data by design
  • You stay in control
  • Delete your data anytime – no forms, no hassle

Industry-Leading Protection for Your Data

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Firewall Protection

Our system is protected by a Web Application Firewall (WAF) that monitors all incoming traffic in real-time. Suspicious activities are blocked immediately, ensuring your data is safe from attacks.

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Encrypted Data

All your data is secured using trusted encryption methods like SSL/TLS and AES-256 – the same standards used by banks and governments to protect highly sensitive information.

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Hosting in Germany

You data is hosted in a state-of-the-art data center in Frankfurt, Germany. The building and its infrastructure are monitored around the clock, with additional video surveillance securing all sensitive areas.

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Two-Factor Authentication (2FA)

Add an extra layer of protection by enabling two-factor authentication (2FA) in your Planaberry account. Alongside your password, a one-time code from an authentication app helps keep your account secure.

Frequently Asked
Questions.

  • Planaberry helps you plan your financial future independently – and only collect the data that's truly necessary for accurate retirement calculations. You enter this information manually, e.g. through simple forms for income, assets, insurance, or personal goals. We do not automatically import data from banks or external systems.

    We may collect the following data:

    • Demographic details: year of birth (not full date), region
    • Family situation: number of children
    • Housing situation: rent or home-ownership
    • Financial information: income, savings, assets, debts
    • Insurance & pension details: statutory/occupational pension, health insurance
    • Tax data: tax class, church tax, etc.
    • Personal goals: e.g. target retirement age, desired income in retirement

    This information enables Planaberry to calculate your retirement gap and provide you with a clear, understandable overview.

    All data is encrypted and used solely within the app.

  • We intentionally avoid collecting any data that isn't relevant for retirement planning, such as:

    • Your full name, address, or tax ID
    • Bank details like IBAN or transaction history

    Our principle: As little as possible, only as much as necessary.

  • The data you enter in Planaberry (e.g. salary, retirement goal, assets) is stored in encrypted form on servers operated by our hosting provider Render in a secure data center in Frankfurt, Germany.

    For essential email delivery (e.g. account activation, password reset), we use Postmark. This service stores your email address and technical metadata solely for this purpose.

    We use Sentry to monitor technical errors and maintain app stability. This may include collecting device information or timestamps of errors.

    If you choose a paid plan, your payment details – including billing address and payment method – are processed and stored directly by our payment provider Stripe, not by us.

    All service providers operate under our instructions, are contractually bound to data protection, and comply with the GDPR or equivalent safeguards such as EU Standard Contractual Clauses.

  • We implement a range of technical and organizational measures to protect your data:

    • Web Application Firewall (WAF) and modern encryption standards (SSL/TLS, AES-256)
    • Hosting in secure data center in Germany
    • Regular security checks of our infrastructure and application
    • Strict access controls based on the need-to-know principle
    • Trusted, globally recognized partners with high security standards like Render, AWS, Cloudflare, Postmark, Sentry and Stripe

  • You can enable two-factor authentication (2FA) in your profile – for example, using a one-time code from an authentication app.

    We also recommend:

    • Using a strong, unique password just for Planaberry
    • Never sharing your login credentials
    • Keeping your browser and operating system up to date

  • Planaberry offers a free basic version. Our business model is based on optional paid upgrades (PLUS or FUTURIST).

    Your data is never sold or shared for advertising purposes.

  • Your data is stored as long as you have a Planaberry account. Once you delete your account, your data will be fully deleted – unless legal retention obligations apply.

  • You can find all legally relevant information in our Privacy Policy, including what data we collect, how long we store it, the legal basis, and which service providers we use. It is legally binding and provides full transparency.