Retirement planning.
Simplified.

Planaberry is a retirement planning tool that helps you understand your financial situation. It calculates how much money you'll likely need in retirement, how much you're on track to have, and whether there's a gap. With this clarity, you can make informed decisions to achieve your financial goals.

Planaberry is ideal for individuals who are already saving for retirement – whether through ETFs, stocks, insurance, or real estate – but lack a clear overview of their assets and retirement situation. If you want to take control of your financial future and make confident decisions, Planaberry is the right tool for you.

Many tools are offered by insurers or product providers and aim to sell you financial products to fill your retirement gap. Planaberry is different. We are completely independent and focus solely on empowering you to plan your retirement on your own terms. Our tool provides dynamic timelines that show how your financial situation evolves year by year, accounting for inflation, taxes, and payouts. Unlike other tools, Planaberry doesn't just give you a single static number – it gives you clarity, flexibility, and control over your financial future.

Replicating Planaberry's capabilities in Excel would require advanced financial knowledge, countless hours of research, and complex formulas. Planaberry integrates everything – from retirement rules and tax calculations to inflation and compound interest – into one seamless tool. It's designed to be user-friendly, saving you the effort of manually calculating and connecting these factors. With interactive visualizations and dynamic projections, Planaberry offers insights and ease that Excel simply can't match.

You start by entering some basic details about your income, assets, and retirement goals. Planaberry calculates your projected retirement income and highlights any gaps. You can then use the tool to explore scenarios, adjust your plan, and make better financial decisions.

Not at all! Planaberry is designed for people with basic financial knowledge. We simplify complex topics with intuitive visualizations, so you can easily understand and plan your retirement.

Yes, we take your privacy seriously. Your data is securely stored and processed in compliance with GDPR regulations. We only use your information to help you plan your retirement – nothing more.

Currently, Planaberry is free during our testing phase. In the future, we plan to offer a free basic version with essential features, along with a premium version that provides advanced planning functionalities and insights.

No, Planaberry is fully independent. We don't recommend or sell financial products. Instead, we focus on giving you the insights you need to make your own decisions with confidence.

Taxes and inflation significantly impact the value of your savings over time. Planaberry incorporates these factors into your projections to ensure you have a realistic view of your financial future.

Yes, you can add real estate, insurance, investments, and other assets to get a complete picture of your financial situation. This makes your plan as accurate and comprehensive as possible.

Absolutely. Planaberry allows you to update your data and adjust details like retirement age, savings rate, or assets. This flexibility helps you stay on track as your goals or circumstances evolve.

Planaberry is tailored to the German market and provides the most accurate results for individuals contributing to the German statutory pension system (gesetzliche Rentenversicherung). The tool's calculations and projections are based on Germany's specific systems, including how pensions, insurances, and other financial assets are structured, taxed, and projected over time. While assumptions like inflation rates or salary growth can be adjusted to suit different circumstances, the results may not fully reflect your situation if you live outside of Germany, as the underlying models are built on German regulations.